4 more reasons to buy new – The Mercury News

Last week this space was devoted to many of the sensible, tangible reasons to buy new construction. This week, it’s time to address the less tangible, but still measurable — and equally important — ways that buying new construction is a wise decision.

A clean move in

Making a house feel like a home involves planning, decorating and personalizing, whether moving into a rental, a resale home or new construction. But with new construction, there’s no need to start with a super-deep clean to make the home feel fresh.

With new construction, there’s no need to scrub down walls or hints of dust or grime remaining on baseboards, doors, floors, counters, cabinets and shelving.

The only required cleaning might be conducted with simple wiping or vacuuming or polishing. And any slight traces of dust will be more from construction or paint than from other people.

In addition, new construction homes are crafted with the newest, cleanest materials and sealants. There may be some labels or protective film to remove from new appliances, but that’s nothing compared to defrosting and scrubbing out even a single, previously used refrigerator.

A smooth path to retirement

Taking the idea of ​​a clean move in a step further, consider the benefits of purchasing a brand-new home for the pre-retirement and retirement years and simultaneously taking advantage of Proposition 19.

Whether downsizing for simplicity or upgrading to make room for grandkids’ eventual visits, under Proposition 19, which took effect in April 2021, a California primary residence owner who is over 55 years of age, a victim of a wildfire or natural disaster or severely disabled (as defined or applicable per the California State Board of Equalization), can transfer the base taxable value of their primary residence to a replacement primary residence anywhere in the state.

Base taxable value is defined as the property’s value during the initial purchase year, plus inflationary adjustments of 1% to 2% per year. For the same or lower annual property taxes of an older home, eligible buyers can own a brand-new property.

But enough about taxes. The intrinsic benefits of purchasing a newly built home may outweigh any financial advantages.

A new construction home delivers a new lease on life before or during retirement. Or perhaps better stated, it’s a new start on life with a smaller (or no) mortgage and lower taxes. Everything about it is fresh and ready for years of comfort and enjoyment.

No renovation, just innovation

Perhaps it goes without saying that a newly built home doesn’t need to be remodeled, updated or renovated. And there’s a lot to be said for the privilege of witnessing and making decisions while innovation is taking place.

The best part? All the innovation of new-home construction takes place before you move in. And it’s fun. Builders work with buyers to ensure they understand and are prepared to make important decisions.

Those decisions happen before, during and after framing, roughed-in plumbing, electrical work, insulation, drywall and all the finishes from floors and cabinets to counters, sinks, toilets, tubs, appliances, windows, paint and more.

Every detail — and every option for upgrades or creativity — happens during the construction process, even down to decisions that might seem trivial but can be hugely time consuming for the buyer to do on their own.

Take the seemingly innocuous decision about interior doorsstops, for instance. Does the buyer prefer hinge pins, wall stops, floor stops, bumpers, springs? Each builder may offer a standard door installation package.

The buyer gets to learn what the builder’s standard process is and make changes before installation. You don’t need to be swapping outdoor stops for 10 to 15 interior doors on week two after moving in when you’d rather be installing the custom drapes that just arrived for the primary suite.

Flexibility for multigenerational living

New construction homes allow three generations to live more comfortably under the same roof than they would in the same size home built 20 years ago.

Builders in Northern California understand and appreciate that an increasing number of families want the flexibility to change their household dynamics without completely remodeling their home.

People in the middle — who have both aging parents and adult children that cannot yet leave the nest — benefit from builders’ innovative home configurations.

Some home plans may include two or more en suite bedrooms. Others might include separate entrances into a main-level personal suite. Still others might include the option to add an accessory dwelling unit (ADU) either as an addition to the home or elsewhere on the property.

An ADU can include a small kitchen, a full bathroom, bedroom and living area. At one stage it might be a professional studio or she-shed. At another stage of life, it might be an adult child’s or a grandparent’s apartment.

And for the enteringprising buyer who will eventually want multigenerational living options but doesn’t need them now, some ADUs can be rented for income to offset the cost of owning the home.

Still wondering whether new construction is right for you? Visit some of the new-home communities advertised here on Saturdays and Sundays and in our Beyond the Bay sections, the next of which publishes May 20 and 22, 2022.

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